Spending Smart
GPF 102 · Module 2
This module focuses on making spending decisions that support real priorities without making life feel joyless. Students learn to separate needs from wants, reduce expenses strategically, avoid lifestyle inflation, and automate budget routines.
Lessons in this module
Needs vs. Wants
Needs and wants are not always obvious, because many purchases contain both. This lesson teaches a practical way to classify expenses and make better tradeoffs.
Cutting Expenses Without Feeling Deprived
Expense cutting works best when it targets low-value spending instead of removing everything enjoyable. This lesson teaches practical ways to lower costs while preserving quality of life.
Automating Your Budget
Budget automation uses scheduled transfers, bill pay, account structure, and reminders to make good money habits easier. This lesson shows how to automate a budget without losing awareness or control.
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