Building Your Budget
GPF 102 · Module 1
This module teaches the core mechanics of creating a beginner-friendly budget. Students learn how to track spending, use the 50/30/20 rule, and build a zero-based budget that gives every dollar a clear job.
Lessons in this module
Tracking Your Spending
Spending tracking shows where your money actually goes before you try to change it. This lesson teaches simple ways to categorize expenses and turn real spending data into a useful budget.
The 50/30/20 Rule
The 50/30/20 rule divides take-home pay into needs, wants, and savings or debt payoff. This lesson shows how to use the rule as a simple starting framework and how to adjust it for real life.
Zero-Based Budgeting
Zero-based budgeting assigns every dollar of income to a specific job before the month begins. This lesson explains how to build a zero-based budget, handle irregular expenses, and adjust when reality changes.
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