Personal Finance Courses
A complete AI-guided personal finance curriculum
Ten courses covering the full range of personal finance, from first principles to advanced topics. Each course is interactive, AI-guided, and available at adjustable difficulty levels.
Available courses
All 10 courses are fully interactive with AI chat, personas, and practice modes.
FoundationsPersonal Finance Foundations
A broad introduction to personal finance. Learn how money works, why financial planning matters, and how to take control of your financial life — regardless of your current income or savings.
IntroductoryBudgeting & Spending
Build a budget that actually works. Learn the most effective budgeting methods, how to track your spending, and how to make spending decisions that align with your values.
IntroductorySaving & Emergency Funds
Learn why saving is the cornerstone of financial security, how to build an emergency fund, where to keep it, and which saving strategies work best for different goals and timelines.
IntermediateDebt Management
Understand how different types of debt work, which to pay off first, and the most effective strategies for becoming debt-free. Covers the debt snowball, debt avalanche, and when to consolidate.
IntermediateInvesting Fundamentals
Learn how financial markets work, what stocks and bonds are, why index funds outperform most active investors, and how to build a simple, evidence-based investment portfolio.
IntermediateRetirement Planning
Plan for retirement with confidence. Learn how 401(k)s, IRAs, and Roth accounts work, how much to save, and how to calculate the number you need to retire comfortably.
IntermediateTaxes & Tax Planning
Understand how the US tax system works, how to legally reduce your tax bill, and how to use tax-advantaged accounts to supercharge your wealth-building strategy.
IntermediateInsurance & Risk Management
Learn how insurance works, which types you need, and how to protect your financial life from catastrophic risks without overpaying for unnecessary coverage.
AdvancedReal Estate & Home Buying
Navigate one of the largest financial decisions of your life. Learn how mortgages work, whether buying makes sense vs. renting, and how to evaluate real estate as an investment.
AppliedFinancial Independence & Wealth Building
The complete roadmap to financial independence — from eliminating debt and maximizing savings to building passive income and reaching the point where work becomes optional.
Guided learning paths
Not sure where to start? Follow one of these curated learning paths.
I'm just starting out
Build a solid financial foundation: budgeting, emergency fund, and understanding your money.
- 1.Personal Finance Foundations
- 2.Budgeting & Spending
- 3.Saving & Emergency Funds
- 4.Debt Management
- →The perfect starting point if you have never had a financial plan.
I want to get out of debt
Learn debt payoff strategies, prioritise which debts to tackle first, and build habits that prevent relapse.
- 1.Personal Finance Foundations
- 2.Budgeting & Spending
- 3.Debt Management
- 4.Saving & Emergency Funds
- →Start here if debt is your most pressing financial challenge.
I want to start investing
Learn how markets work, what index funds are, and how to start building a portfolio.
- 1.Personal Finance Foundations
- 2.Saving & Emergency Funds
- 3.Investing Fundamentals
- 4.Taxes & Tax Planning
- →Requires an emergency fund and no high-interest debt first.
I want to plan for retirement
Understand retirement accounts, contribution limits, and how to project your retirement number.
Start this path →I want to achieve financial independence
The full path to financial independence — from debt-free to invested to optionally retired early.
- 1.Personal Finance Foundations
- 2.Budgeting & Spending
- 3.Saving & Emergency Funds
- 4.Debt Management
- 5.Investing Fundamentals
- 6.Retirement Planning
- 7.Taxes & Tax Planning
- 8.Insurance & Risk Management
- 9.Real Estate & Home Buying
- 10.Financial Independence & Wealth Building
- →The complete curriculum for those who want to take full control of their financial life.