Planning for Retirement
GPF 203 · Module 2
This module turns retirement saving into a practical plan by estimating future spending, portfolio needs, Social Security timing, and healthcare costs. Students learn how to use the 4% rule, compare claiming ages, and prepare for medical expenses in retirement.
Lessons in this module
Calculating Your Retirement Number
Your retirement number estimates how much invested money you may need to support annual spending. This lesson explains the 4% rule, safe withdrawal rates, and how to build a realistic retirement estimate.
Social Security and When to Claim
Social Security can be a major source of retirement income, but claiming age affects monthly benefits. This lesson explains early, full, and delayed claiming, plus factors that influence the decision.
Healthcare Costs in Retirement
Healthcare is one of the largest and most unpredictable retirement expenses. This lesson explains Medicare basics, premiums, out-of-pocket costs, long-term care risk, and how to include medical spending in a retirement plan.
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