Money Basics
GPF 101 · Module 1
This module introduces the core building blocks of personal finance: what money decisions are, how to measure financial health, and why time changes the value of money. Students learn how income, expenses, assets, liabilities, and compound growth fit together in everyday life.
Lessons in this module
What Is Personal Finance?
Personal finance is the set of everyday decisions you make about earning, spending, saving, borrowing, investing, and protecting money. This lesson explains the major areas of personal finance and how they work together.
Income, Expenses, and Net Worth
This lesson teaches the three measurements every beginner should know: income, expenses, and net worth. You will learn how to calculate each one and use them to understand financial progress.
The Time Value of Money
Money today is not equal to money in the future because money can earn returns, lose purchasing power, or be used immediately. This lesson explains compound interest, present value, future value, and why starting early matters.
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