Coverage You Need
GPF 205 · Module 2
This module focuses on the insurance coverages that protect income, property, and liability exposure. Students learn how disability, renters, homeowners, auto, umbrella, and long-term care insurance fit into a practical risk management plan.
Lessons in this module
Disability and Property Insurance
Disability insurance protects your income, while property insurance protects belongings, vehicles, and homes. This lesson explains why income protection matters and how renters, homeowners, and auto coverage fit into your financial plan.
Umbrella Insurance
Umbrella insurance provides extra liability protection above home, renters, or auto policy limits. This lesson explains who may need it, what it can cover, and how to decide whether extra liability coverage is worth the cost.
When Not to Buy Insurance
Not every risk should be insured. This lesson teaches when to self-insure, avoid unnecessary warranties, skip duplicate coverage, and use savings instead of buying expensive protection for small risks.
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