The FIRE Framework
GPF 401 · Module 1
This module introduces financial independence as a practical framework for increasing freedom and optionality. Students learn what FIRE means, how to calculate an FI number, and why savings rate is one of the most powerful levers in wealth building.
Lessons in this module
What Is Financial Independence?
Financial independence means having enough resources that paid work becomes optional, not necessarily that you stop working forever. This lesson explains the FIRE framework, common FI paths, and the difference between freedom and luxury.
Calculating Your FI Number
Your FI number estimates how much invested wealth you need to cover annual expenses. This lesson teaches the 25x rule, withdrawal rates, expense adjustments, and how to build a realistic FI target.
Savings Rate and the Path to FI
Savings rate is one of the most important variables in the FI journey because it affects both how much you invest and how much you need. This lesson shows why higher savings rates shorten the path to FI dramatically.
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