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I want Rs 1 lakh/month from my Rs 1.15 crore PF and gratuity corpus; how should I invest?

The Times of India·July 14, 2026

ET Wealth Reader's Query: I will retire in four years. I have Rs 95 lakh in Provident Fund savings and expect Rs 20 lakh as gratuity. I have no liabilities. How to invest this corpus to get a monthly income of Rs 1 lakh?

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I want Rs 1 lakh/month from my Rs 1.15 crore PF and gratuity corpus; how should I invest? — Finance News — Guided Personal Finance