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23-year-old buys Rs 5 crore term insurance at ‘zero cost’: Financial advisor reveals the Marwari wealth trick behind this

The Times of India·August 7, 2026

Financial advisor Prem Soni shared how a 23-year-old used Rs 3 lakh invested in an index fund and an SWP to fund Rs 30,000 annual premiums for Rs 5 crore term insurance. Assuming 10.5 percent returns, the investment could continue funding premiums until age 60 while retaining around Rs 3.30 lakh. Soni highlighted this as a lesson in making existing capital generate cash flow.

This article was sourced from The Times of India. Read the full article at the original publisher.

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23-year-old buys Rs 5 crore term insurance at ‘zero cost’: Financial advisor reveals the Marwari wealth trick behind this — Finance News — Guided Personal Finance